Tree Fruit Insurance Plan
The Crop Insurance Plan for Tree Fruit provides protection against reduction in yield or quality of tree fruit caused by designated perils that are beyond the control of the producer. This includes coverage for storage losses for fresh and processing apples of certain varieties caused by designated perils. The below information is intended to be a quick reference only. For the full plan Regulations click here.
Coverage
This plan provides protection from a wide range of insurable perils that can impact your tree fruit crop. These perils include:
- Drought
- Spring Frost
- Fall Frost
- Hail
- Wind
- Excess Moisture
- Adverse Weather
- Winter Injury
- Wildlife
- Unavoidable Pollination Failure
- Wildfire
- Pests
Every tree fruit crop insurance contract is tailored to the yield potential on your farm. An Average Insurance Yield is calculated based on the potential of your tree inventory and your yield history.
Reporting and Claiming
If crop damage occurs during the growing season, you must notify the Commission within 5 days. If you suspect reduced yields or quality while you are harvesting, you must also notify the Commission within 5 days. The claim deadline is January 15th
How to Enroll
To insure your tree fruit production, you must submit the application form and a $50 premium deposit by November 30th
Unit Prices
The current unit prices for tree fruit are available on the About section of this website.
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